“For the safety of our customers, we encourage to insure their property mortgaged and life to overcome any unfortunate event during the re-payment term of the loan. We work with prominent insurance companies to provide need based Life & Non-life insurance solutions.
➙ Duly filled Application Form with Photograph Click here to download the application form
➙ Age Proof (PAN Card, Passport, Any other Certificate from Statutory Authority)
➙ Residence Proof (Passport, Driving License, Telephone Bill, Ration Card, Election Card, Any other Certificate from Statutory Authority)
➙ Salaried - Latest Salary-slips for 3 months / Salary certificate in case of Cash Salary. Self Employed - Certificate & Proof of business existence along with Business Profile, GST , MSME registration.
➙ Last 3 years Income Tax returns (self and business) / Profit & Loss Account & Balance Sheets duly certified/audited by a Chartered Accountant
➙ Last 6 months Bank Statements (salary account), Last 12 months Bank Account Statements (self & business)
➙ Photocopy of Title Documents of the Property, Approved Plan
You can pay your home loan EMIs through:
- ➙ Electronic Clearing Service (ECS)/ National Automated Clearing House(NACH)- based on standing instructions, given to your bank
- ➙ Post Dated Cheques (PDCs) - Drawn on your salary/savings account. (Only for locations where ECS/NACH facility is not available.)
Your Sasvitha Home Loan makes you eligible for certain tax benefits* as per the prevailing laws. This means that you can save more money by claiming deductions in your income tax, against principal and interest amount repaid.