Purpose : Loan for Purchase / Construction of commercial property.
Our Customer :
- Occupation : Salaried | Self Employed (Skilled Professionals) | Drivers | Small Business| Technicians | Policemen | Salary : 300000 upwards per annum
WHAT and HOW WE ASSESS ??
||TYPE OF EMPLOYMENT / EMPLOYER ||
|| STABILITY OF INCOME ||
|Branch and Credit team - verification of - business process, supplier details, P and L , cash flows and Finances.|
||| NET INCOME ||||Bank statement verification | Verification of monthly commitments and Lifestyle. Non traditional modes of Income verification and financials obligations.|